Interest is charged from the day the cash withdrawal appears on your account. You can use Google Pay on most Android devices, as long as they run Android KitKat 4.4 or above and have near-field communication technology (NFC). Subject to status. You can make Boosted payments manually online or by calling our automated customer service line. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Call 0345 607 2263 (or +44 1244 757 221 from outside the UK). If you suspect someone has got hold of these, you should always change them by visiting the web site. When your card arrives, visit barclaycard.co.uk/activate and follow the easy step-by-step instructions. you could get an increase on your 4th statement. Plus, a Boost Payment, which will vary depending on your balance. You can activate your credit card quickly and securely with the MBNA Mobile App. Consequently, we do not recommend that customers currently use these services. Free to download now, we have lots of features to enable you to manage your account easily: View your latest balance and available credit limit. An automated service is also Monday to Sunday 24 hours. Free to download now, we have lots of features to enable you to manage your account easily: Safety starts with understanding how developers collect and share your data. There are lots of additional ways in which the security of your marbles account is enhanced and below youll find answer to some typical questions that we hope provides you with the reassurance you require. During the period between your monthly statement dates, you can make a maximum of ten cash advances at an ATM and a maximum of ten cash advances in branch. Or if you prefer, you can choose from various Direct Debit options including making the payment requested on your statement, the boosted amount, the full outstanding balance or a fixed amount. When you take out a marbles account, we ask you to have Internet Explorer or Netscape version 4.0, or above. We are creating a direct link between your interest rates and the Base Rate. With marbles Secure, your transaction is more secure as we use a security system that runs behind the scenes while you shop online, helping to prevent unauthorised use of your marbles card. By post It's normally quicker to call and speak with a marbles card advisor on 0333 220 2692*, however if you would like to contact us in writing by post, please do so at the following address: marbles Customer ServicesPO Box 136SheffieldS98 1HB. We need to see that an account is well managed and payments are made on time over a number of months before we can offer you a credit limit increase. If you are registered for Online Services, you can also login to your account to activate your card online. Please be aware your bank may cancel your Direct Debit if it has been dormant for 13 months. We'll cancel your card immediately, protecting your account from fraud. The system reviews the accounts periodically and sometimes it can mean that the rates are increased due to a number of different factors - internal and external. How do I activate my card online? If you do this, we will stop using your data for this purpose, but may continue to process your data for other purposes as set out in our Privacy Notice. Yes, Apple Pay can be used anywhere you see the Apple Pay or Contactless icons. Setting up a Direct Debit can take up to 6 working days (not including, where relevant, the working day on which you request it). Go to 'Login' to access your account or 'Register' to create your account. Your interest rates shown on your statements. Start by opening our secure online form by selecting the Activate your credit card button. There are some exceptions to this including the way we allocate payments to any instalment or PayDown plan. More information can be found here: https://support.google.com/pay/answer/7643995?hl=en&ref_topic=7625138. Please let us know by voting if the number works properly so that we can take a look if it doesn't and fix it ! Getyour free Experian credit report online with a free trial of CreditExpert. marbles is the advanced credit card that helps you stay in control FastCheck your eligibility Find out if you could be accepted before you apply. Yes. If it isnt, we will ask you for a manual payment to cover your upcoming Payment Due Date. The following data may be collected and linked to your identity: The following data may be collected but it is not linked to your identity: Privacy practices may vary based on, for example, the features you use or your age. The terms and conditions of your card will still apply. After reporting your card lost or stolen, your new physical card will be sent in the post, and your card in your Google Pay wallet will be immediately linked to your new physical card, allowing you to spend via Google Pay whilst you wait for your physical card to arrive. Youll need your new credit card to hand and we may need some of your personal information to complete the activation. Lloyds Bank plc Registered Office, 25 Gresham Street, London EC2V 7HN. When it comes to security, no one takes it more seriously than marbles. When we do, this Recommended Extra Payment will be shown on your statement and on your account summary in Online Account Manager and our mobile app. You can do this simply by using the PIN change facility on any ATM machine offering PIN services option and following the instructions on screen. All TPPs must be authorised or registered with the Financial Conduct Authority (or another EEA regulator) and so you must check, from the information that the TPP gives you before you use their services, that the TPP is authorised or otherwise permitted by law to provide such services. If you have any additional cardholders, please use the main cardholder's information to activate these cards. Your debit card company may have an automated system that will verify whether your card is activated and walk you through activation if it is not. If youre still having problems, contact us. This usually happens when you pay only the contractual minimum payment, or an amount close to it, each month. To activate your marbles card call us on: 0800 328 2523* Call Costs Calls to 0333 220 2692 * and 0345 702 3839 will be charged at a standard national rate. marbles is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. Please note that we will only block funds if you have authorised with the retailer the exact amount of funds that are to be blocked from your card. At marbles we like to help our customers whenever and wherever we can, you can even ask the operator to reverse the charges to this number. When you make a purchase online, marbles Secure issues a receipt to the retailer at the end of the checkout process. Lines are open 8am-8pm every day. Download the app and click 'Register for Online Account Manager'. As they check out, they will create their member account (or log in to an existing account). Do I need to activate my replacement card? Select Google Pay at checkout and confirm your purchase. So no one other than you should know your security details. Terms apply. No, if you have gone overlimit or miss a payment your card will not work on Google Pay. To help you do this, we have introduced Boosted Payments. Login - Online Account Manager | marbles Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. Each month you'll receive a statement from us showing where and when you used your marbles card, together with the amounts you spent. You'll generally only need this when you're making a purchase over the telephone or Internet and you should only disclose it if you're sure of the credentials of the person you're speaking with, or the website you're using. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. marbles cards are issued by NewDay Ltd. NewDay Ltd is a member of the Finance and Leasing Association (FLA) and it subscribes to the FLAs Lending Code. The first thing is to check youve entered the right code. NewDay is a fresh, new alternative in financial services and one of the UK's fastest growing companies, welcoming over one million new customers last year. If you are an existing marbles cardholder and you'd like to opt-out of receiving marketing from us, you can log in to your online portal and update your marketing preferences within the Account Settings section, Contact Preferences. You will get a page with a Processing. message after you have entered your payment details. Youll receive a statement each month showing the balance on your account and the contractual minimum monthly payment which needs to be paid. No. Alternatively, you can register for Online Account Manager, and we will notify you when your next statement is ready to view. If you have not already reached your credit limit and have available credit you can continue using your card. You can do this online using Online Account Manager or by using our automated customer service line. Through the App, you can also access our Chat service, where you can ask questions for automated responses or chat with a member of the team. Youll receive your reminder by post in 3-5 working days. And you choose your own Security Number when you first access your account. When making changes to your MBNA Home Insurance policy online, the website you use is operated by Lloyds Bank Insurance Services Limited, Registered in England and Wales No. However please keep in mind if you only pay the contractual minimum payment (or close to it) this means it costs you more and takes a long time to repay your debt. Please note that if you pay by Direct Debit and make additional payments before your payment due date, your Direct Debit may be reduced. Any promotional or Purchase Plan rates you have will not be affected by any Bank of England Base Rate changes. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. Calls may be recorded or monitored for training and security purposes and to help us manage your account Why might your application not be approved? You can transfer balances from as many other cards as you want up to your available credit limit. Wherever you are, a few clicks is all it takes to make a payment, check your balance, request a credit limit increase and a host of other features. You can also choose how you would like us to manage your credit limit preferences. You can change this up to three times a year. Freeber.co.uk share with its visitors non premium rate numbers for calling companies and their customer services for more than 5 years ! Receive e-statements and manage payments. Please be aware that: Yes you can transfer balances from credit cards, store cards and some charge cards. In certain instances (e.g. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. Your Direct Debit will be ready to take a payment the following month. Copies of the Lending Code can be obtained from www.lendingstandardsboard.org.uk/. You dont need to activate replacement cards - if theres no sticker on the front, theres nothing you need to do. You can see your balance, check what you've bought recently and look back at past transactions, all online. Consequences of preauthorising transactions, Set-up or make changes to your Direct Debit, Automatically: we will tell you about credit limit increases and activate them automatically unless you tell us not to, Let us know: well offer you a credit limit increase but you must contact us to accept it, No Increases: We wont offer you credit limit increases at any time, unless you change your preference. Please call customer services on 0333 220 2692*. For all cards enter the main cardholder's credit card number, date of birth and credit card expiry date and then select 'Activate'. If you cannot make a payment for any reason, please call Customer Services as early as possible and we will do what we can to help. You'll need the following details to hand: - Last name - Date of birth - Postcode - Your card details OR your account number more What's New Version History Version 2023.7.1 Bug fixes and optimisations. If you dont receive this, please call Customer Services on 0333 220 2692*. If not, please allow up to 7 working days for your payment to clear before you try to use your marbles credit card again. The Bank of England Base Rate (also known as Bank Rate) is the interest rate set by the Bank of England. If you have a Direct Debit, you can ask us not to collect the Recommended Extra Payments by calling us. More information on the Group can be found at. Marbles Credit card a cautionary tale. Alternatively, you can call Customer Services on 0333 220 259. Highly recommend them. Representative Example: If you spend 1,200 at a purchase interest rate of 34.95 % (variable) your representative APR will be 34.9 % APR (variable) The Bank of England controls how much the Base Rate goes up or down. The monthly Payment Requested includes your contractual minimum payment and, where shown on your statement/account summary includes: If you had a Direct Debit set up to pay only the contractual minimum payment, we will now collect the full Payment Requested amount unless you contact us and ask us not to. You can set up a Direct Debit via your Online Account Manager in the 'Payments & Transfers' section. Lloyds Bank plc adheres to the Standards of Lending Practice, which are monitored and enforced by theLending Standards Board. Your payment must have cleared by the due date that appears on your statement. For complaints, you should contact the financial ombudsman service at complaint.info@financial-ombudsman . The developer, NewDay Ltd, indicated that the apps privacy practices may include handling of data as described below. Find out if you could be accepted before you apply. We may not think the transaction is risky, or it may be that the retailer does not use marbles Secure yet but you will still be able to purchase at these retailer's site. From within our app, please select 'Apply' at the bottom of your screen. No hackers will be able to understand what's going on if they intercept anything. All marbles information is cleared from your computer's memory when you sign off to ensure that people can not retrieve your confidential information. Using your card / How do I activate my card? Your private account information is stored on a computer that's secured both physically and electronically. If your contact details are not up to date, please let us know. Outside of working days or after 3pm on working days, and on Bank Holidays and weekends, your Balance Transfer will be processed on the next working day. The APR applicable to your account will depend on our assessment of your application. On the final checkout page, they will use the gift certificate number as payment to complete the transaction. The APR applicable to your account will depend on our assessment of your application. Hi Rick, thanks for the review. Terms apply. No impact on your credit rating. If you're not registered for Online Account Manager then no problem! Yes. On your iPhone and iPad, select Apple Pay at checkout and complete the payment using Face ID or Touch ID. In certain circumstances we may freeze your card until you increase your repayments. We will send you an alert advising you if your payments have changed your Direct Debit amount through the month. Or, if you prefer, you can choose from various Direct Debit options including making the Payment Requested on your statement, the full outstanding balance or a fixed amount. If you have any questions about these, please feel free to call Customer Services. If you choose to use a TPP, please ensure you understand how their service works, such as how they access your account with us and how they will protect your data. If you do receive a request like this or are worried about the content of emails you receive from us, please let us know straight away on 0333 220 2692*. You can also do your bit to keep your identity safe from theft. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. I would have given 5* . Changes in your interest rates (which can increase or decrease) can be, for example, because there has been a change in your circumstances. This will appear on your next statement. Credit available to UK residents aged 18 and over. Dont forget: Failure to make payments on time, or to stay within your credit limit, will result in additional charges applying to your account and could make obtaining credit more expensive or difficult in future. We are closed on Sunday. You can pay the Payment Requested using any of the methods shown on your statement. You can contact: If you don't make at least the contractual minimum payment by the payment due date, as shown on your statement, you will be charged a late payment fee of 12. If you go over your credit limit at any time during the month you will be charged a fee of 12. To make the Recommended Extra Payment, you can use any of the methods shown on your statement including online, by cheque or phone whichever works best for you. Never share your OTP with another person. Receive text alerts when youre approaching your credit limit. marbles Mastercard is the ideal way to take control of your finances. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. You can choose this option as your monthly Direct Debit payment or by making manual payments each month. Your Security Code is the three digit number on the reverse of your marbles card. Free to download now, we have lots of features to enable you to manage your account easily:- View your latest balance and available credit limit- View your latest transactions, including transactions that are still pending- Make a payment on your account- Set up or manage your Direct Debit- Manage your statement preferences- Update your contact details- Get in contact with us and view our FAQsRegistered for Online Account Manager already?If youre registered for Online Account Manager already then youll be able to use these details to login. Your marbles card is accepted in 32 million places and 600,000 cash points around the world. If you do not already have a Direct Debit, you can choose how much to pay us each month, provided you pay at least your contractual minimum payment. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Get an instant response. We do not recommend that you use the marbles on-line service when at a Cyber Cafe, library or shared PC. Please call Customer Service and we will do what we can to help. NewDay Ltd is regulated by the Financial Conduct Authority, which has replaced the Office of Fair Trading (OFT) as the regulator of consumer credit. Call the phone number on the back of the card and enter your card number when prompted. We send your Internet ID to you separately from your Password. The receipt includes details of your current purchase, such as the retailer's site name, purchase amount, and the date of the purchase. To be eligible for a Marbles credit card, you must: Be at least 18 years old. Thank you for your lovely detailed review! This ensures that no strangers are looking over your shoulder or watching you on close circuit TV. They should agree with you that they will keep these details safe and will only use them for the purpose(s) you have agreed with them. See Can we change the cost of borrowing and other terms?. The exception to this is that we will not reflect any change to Bank Rate if it falls below 0%. We recommend that all customers register for Online Account Manager or download the App. Contact information for Marbles Activate your marbles card with its free or geographic phone number. Only shop using secure websites (look for the padlock or unbroken key symbol), When making a payment online check that the retailers internet address has changed from http to https to ensure the connection is secure, Ensure that your computer software is up-to-date, and install and maintain antivirus software, In the 'My Card' tab select 'Add Card to G Pay', Follow the instructions to add your card to your Google Pay app, iPad: iPad Pro, 5th generation iPad, iPad Air 2, iPad mini 3 and later, Mac: Mac 2012 or later with an Apple Pay-enabled iPhone or Apple Watch, Mac models with Touch ID, In the 'My Card' tab select 'Add to Apple Wallet', For iPhone, open the Wallet app and tap the '+' sign in the top right corner, then follow the instructions to add your card to your wallet, For Apple Watch, open the Apple Watch app on your iPhone and select 'Wallet & Apple Pay', then tap 'Add Credit or Debit Card', For iPad, open Settings, select 'Wallet & Apple Pay', then tap 'Add Credit or Debit Card', For MacBook Pro with Touch ID, open System Preferences, select 'Wallet & Apple Pay', then select 'Add Card'. You can reduce your credit limit at any time, simply call Customer Services. If you are worried about making payments, we are here for you. If you are still in Persistent Debt after 36 months, the FCA expects us to take action to ensure that your balance is repaid in a reasonable period. Your promotional and Purchase Plan rates will remain the same for the amount of time you agreed with us, as long as you continue to pay your balance on time and don't go over your credit limit. Alternatively, you can register for Online Account Manager, where you can view your last 6 months of statements online at any time. The marbles Card You can manage your account online Having a marbles card is really handy. That's because, if you do, we can make everything as secure as possible. Were always monitoring and enhancing the security of our systems to ensure that were one step ahead of fraudsters. We'll also arrange to send you a replacement card as quickly as we can, so you're not left in the lurch. Its completely free of charge and is simple to arrange, call our customer services on 0333 220 2692* for more information. On top of the convenience that a marbles Mastercard gives you, our online account servicing lets you stay in control of your finances. 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. This lets them swap info in coded form. As a marbles customer, you can enjoy the benefit of changing your monthly payment date to suit you. Your physical card will not be disabled if you request to only disable Apple Pay. You can choose from one of the following options: We will send you a text/SMS alert message if youre getting close to your credit limit. If you have a balance and you have not received a statement, please call Customer Services who will be able to help you. If you don't have a marbles card and you'd prefer not to hear from us, please call us on 0333 220 2692* and we'll make sure that your details are removed from our database. 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